KV + WLV: Options Decision Matrix

For Ace Hemani. Generated June 14, 2026. The choices for the surviving supplement business (Keto Vitals + We Like Vitamins) as Umbrella Fund winds down. Combined SDE $655,960, brand debt $1,871,380, Hakam-third buyout $280,000 per Ace (scope to confirm). Sources in footer.
Recommendation Lead with Option 1: match to 50/50 for $140,000 (half the $280,000 Hakam third), conditioned on a clean operating agreement with protections. Keep Option 3 (take WLV) in your pocket as the upside bet. Use the split threat as leverage, not the plan.
Option Your check End position Control Best when Verdict
1Match to 50/50 ~$140k Hemani 50 / Bhai 50 Equal partner You want to stay equal at the lowest cost. Your stated goal. Recommended
2Accept 1/3 + protections $0 Bhai 2/3, you 1/3 Minority 50/50 is truly refused and the protections are ironclad. Floor only, never a bare third
3Brand split: take WLV take $1.42M debt You own 100% of WLV Sole owner You have conviction the inventory fix works and want all the upside. Leveraged turnaround bet (see note)
4Brand split: take KV high You own 100% of KV Sole owner You want the safe cash machine and can fund buying their share. Clean asset, Bhais will fight for it
5Full exit you get paid Out entirely None You do not believe in it or do not want the SBA guarantee. Only if you want out
6Go for control ~$280k You 2/3, Bhai 1/3 Majority Theoretical ceiling. Bhais will not allow it

How to run it

1. Hold

Do not sign or consent yet. Your leverage peaks before the refi closes. They need you as owner, guarantor, and operator.

2. Get the facts

Exact buyout price and scope, the draft operating agreement, and WLV's normalized earnings once inventory is funded.

3. Bundle the ask

Tie your equity, your guarantee share, and the WLV funding into one deal, so they cannot take the contributions and hand you a minority.

4. Anchor on a split

Open with "I will just take a brand." The Bhais want to consolidate, so the split threat makes 50/50 the easy yes.

5. Lock protections

Supermajority on capital calls, sales, debt, distributions; put right; tag-along plus first refusal; anti-dilution. Non-negotiable floor.

6. Your own counsel

Your attorney drafts or red-lines the operating agreement. Never sign their version.

7. Guard the wind-down

Your ~$850k, the over-contribution, and your share of the AZ / George sale go in the distribution waterfall, in writing.

8. Pressure-test price

$280k for a third implies a 4x SDE multiple on today's numbers, which is full. Do not overpay just to make a point.

If you land at 50/50, add a deadlock breaker. A two-party 50/50 can freeze. The operating agreement should include a buy-sell shotgun clause: either side can name a price, and the other must either buy or sell at it. That keeps a disagreement with AB from paralyzing the business.

Why the brands are not interchangeable

BrandSDE (TTM)Operating resultBrand debtWhat it is
Keto Vitals$425,887profitable$449,518clean low-debt cash machine
We Like Vitamins$230,073losing $80,375$1,421,862underwater turnaround, fixable with capital

This is why "let the Bhais choose" is a trap: a rational chooser takes KV and leaves you WLV plus its $1.42M of debt. Any split must be value-equalized, with the family taking WLV compensated for the debt.

Company valuations (from this analysis)

Method: enterprise value equals an SDE multiple, equity equals enterprise value minus the brand's debt. Current market is 2.5x to 4x SDE (sellerboard, Titan Network 2026). The 5x to 7x range Ace recalls for Subscribe and Save brands is mostly a prior-cycle level.

CompanySDE (TTM)DebtEquity at 2.5xEquity at 3xEquity at 4x
Keto Vitals$425,887$449,518$615,200$828,143$1,254,030
We Like Vitamins$230,073$1,421,862-$846,679-$731,643-$501,570
Combined (KV + WLV)$655,960$1,871,380-$231,480$96,500$752,460

Reads: KV carries all the equity value (low debt, profitable). WLV equity is negative at every realistic multiple; it does not break even on equity until 6.2x SDE on today's earnings, or until SDE recovers to the $355k (at 4x) to $474k (at 3x) range. Combined equity at 3x is $96,500 and at 4x is $752,460, so the $280,000 Hakam-third buyout (one third of equity) implies a 4x multiple on the combined business. Caveat: the family's own stated method is SDE plus inventory (per the UF buyout strategy note), and on 2024 QBO actuals the wider portfolio valued near $3M, far below SellerBoard estimates. For WLV especially, the inventory value is the real floor since its SDE-based equity is negative. Inventory figures not in hand here.